Imagine yourself leaving the stress of the office behind and embarking on the ideal vacation. Your flight leaves on time, and the weather is perfect. Then, though, your luggage disappears. Even worse, all of your traveller’s checks were in your luggage, or you get sick and need to go to the hospital abroad.
Definitely a nightmare, that. This is the reason having travel insurance from India is crucial. You can be taking a domestic or international vacation. By selecting the right travel insurance policy, you can ensure that nothing will ruin your ideal getaway.
Why you should get travel insurance
1. Misplacement of a passport, luggage, or papers
You can probably not imagine a worse circumstance while travelling than this. However, if you have travel insurance, assistance is at hand. Your travel insurance may cover the cost of getting a new or duplicate passport in the event that one is lost.
If your baggage is delayed, you may be reimbursed for any personal items you may have had to purchase in the interim. In the event that your belongings go missing, you may be compensated for your loss up to an approved amount. While you wait for your luggage to arrive, this might be a tremendous help.
2. Illness & accident in another country
Nobody wants to become sick while on a trip. However, a serious illness or physical damage could develop at any time. Because of this, medical travel insurance from India is crucial. In an emergency, it may make sure you receive the proper medical care, whether that means being sent to the hospital or, if you’re a student, having a relative fly to you.
Dental care can also be included because it’s totally understandable that it can be challenging to control your sweet tooth when you’re in a new place. Other relevant costs may also be covered by your travel insurance. Along with receiving cashless hospitalisation, travel insurance is also available.
3. Flight delay or cancellation
This error occurs frequently these days. It can be the airline’s fault, a natural disaster, or a problem with the individual. According to the policy schedule, you may always either be compensated or given a set amount back. In case a last-minute illness or a passing away in the family can scuttle your plans.
Let’s say you have to change your travel schedule. What happens to the money you used to make your hotel and flight reservations? It is not thrown away. Your travel insurance may pay you back for any unused hotel and travel expenses. Your travel insurance may pay for additional costs in the event of a delayed flight. This might entail, among other things, a last-minute hotel stay and lunch. That’s why you should know what is covered by travel insurance.
4. Medical emergency evacuation
You don’t have to worry about the costs if a medical condition necessitates that you be taken from the scene of the incident to the closest hospital. Your insurance may also cover any costs if you have already been admitted to the hospital and need to be transported back to your home country for additional medical care or to be with family.
5. False accusations
Imagine losing your debit or credit card while you are on vacation and learning via messages that it has been used. Scary, huh? Not only are you losing money, but you are doing it in an area where getting help can be difficult.
But it wouldn’t be a concern if you have travel insurance dubai. Up to 12 hours before you report the occurrence for the first time, your travel insurance may reimburse you for money you lost due to stolen credit or debit cards.
* Standard T&C Apply
** Currently, there are 2 tax regimes in India – new and old. To get the tax benefit you desire, choose the correct one after consulting an expert. You can opt for a regime change during the next financial year.
# Visit the official website of IRDAI for further details.
## All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions,
limitations, terms, and conditions, please read the sales brochure/policy wording carefully
before concluding a sale.